Navigating healthcare costs can feel overwhelming, especially when you’re dealing with a nagging injury or performance plateau that keeps you from the activities you love. The last thing you need is a surprise bill. You deserve transparency and clarity about what you’re paying for and the value you’re receiving in return.

At Stagg Performance Physical Therapy, we understand the frustration that comes with hidden fees and confusing billing structures. We believe that investing in your body is one of the most important decisions you can make. Dr. Brianna Stagg founded this clinic to provide a refreshing alternative: transparent, results-driven care designed to help Scarborough athletes and active individuals return to peak performance without the typical medical runaround.

Average Costs of Physical Therapy in Scarborough

When researching Performance Physical Therapy in Scarborough, ME, you’ll find that prices can vary significantly depending on the provider and setting. In Maine, the average total cost for a physical therapy evaluation typically ranges from $80 to $200, while follow-up treatment sessions often land between $75 and $150 per session.

However, these “average” numbers don’t tell the full story. Many clinics bill multiple codes for a single visit, such as manual therapy, therapeutic exercise, and electrical stimulation. Depending on your specific plan’s deductible or co-insurance, your out-of-pocket responsibility can still be substantial even if you’re using insurance.

Physical therapist performing movement assessment at a sports performance clinic in Scarborough

The Difference Between Traditional and Performance Physical Therapy Models

The cost of physical therapy is deeply tied to the business model the clinic uses. Most traditional clinics follow an insurance-based model where providers are often forced to see two or three patients per hour to remain profitable. This can lead to shorter segments of one-on-one time and a reliance on assistants or modalities to fill the hour.

Stagg Performance Physical Therapy operates on an out-of-network, performance-based model. We don’t let insurance companies dictate your care, your visit limits, or the types of treatments you receive. This freedom allows Dr. Brianna Stagg to spend a full 60 minutes exclusively with you. While the upfront session price may be higher than a standard co-pay, you’re receiving an entirely different level of intensive, specialized attention that a high-volume clinic cannot offer.

Why One-on-One Care Saves You Money Long-Term

It’s easy to focus on the per-session cost, but the most important metric is the total cost to get you better. Because Stagg Performance PT provides 60-minute, truly one-on-one sessions, we’re often able to achieve in four to six visits what might take twelve to fifteen visits elsewhere.

When you work with a dedicated PT who understands the root cause of your issue, you stop wasting time on band-aid solutions. Our strength-forward methodology isn’t just about making the pain go away today—it’s about building injury resilience so the pain doesn’t come back next month. By reducing the total number of visits and preventing future re-injury, the performance model is frequently the more cost-effective choice for busy professionals and dedicated athletes.

What’s Included in Your Session?

Transparency means no “add-on” charges for the tools needed to get you back to your sport. At many clinics, you might see extra fees for specialized modalities. At Stagg Performance PT, our flat session rate is all-inclusive. Your 60-minute session includes:

  • Comprehensive movement screens and functional assessments

  • Advanced dynamometry to measure exact strength deficits

  • Expert manual therapy including myofascial release or Graston technique

  • Specialized treatments like dry needling or cupping at no extra cost

  • Personalized programming via our app for remote coaching between visits

We believe these tools are essential parts of a Performance Physical Therapy in Scarborough, ME experience and should be available to you whenever they’re clinically indicated.

 Patient working with a provider at a performance physical therapy clinic in Scarborough

How to Use HSA/FSA for Physical Therapy in Maine

If you have a Health Savings Account (HSA) or a Flexible Spending Account (FSA), you can use those pre-tax dollars to pay for your sessions at Stagg Performance PT. Physical therapy is a qualified medical expense, and using these accounts is a smart way to reduce your overall investment by 20 to 30 percent, depending on your tax bracket.

Most of our clients simply use their HSA or FSA debit card at the time of service. We also provide superbills upon request, which contain all the necessary diagnostic and treatment codes if you wish to submit them to your insurance company for potential out-of-network reimbursement.

Start Your Recovery Today

Choosing where to go for physical therapy is an investment in your future self. At Stagg Performance PT, we’re committed to providing you with the highest level of care, absolute transparency, and a clear path toward your goals. You don’t have to settle for “good enough” recovery when you can strive for peak performance.

If you’re ready to stop managing pain and start building strength, we’re here to guide you. Contact Dr. Brianna Stagg today to discuss your goals and see how our one-on-one approach can help you get back to the lifestyle you love.